GIF_Cropped.gif I would like to welcome you to my comprehensive San Diego real estate website. No other site provides more detailed San Diego real estate market information than you’ll find here. 

I am a third generation Realtor® with over 45 years of combined experience.  In the real estate field, experience and level of service matter. To find out more about the caliber of service you will receive please visit my About and Testimonials pages.

 For buyers there is detailed area and neighborhood information and a great Multiple Listing search page. For sellers I provide information and data to help you to ready your home for market and to list it so it sells. 

"Experience a Higher Level of Service." 


















Stephanie Garcia

For Buyers For Sellers
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The San Diego real estate market is made up of diverse and interesting communities and neighborhoods. I’ll tell you about each of them and let you narrow your search to the very best for you.

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My home search page is one of the most valuable tools on this site for both buyers and sellers. Keep your finger on the pulse of the market by visiting the real estate search page.

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Contact Info
Stephanie Garcia

Coldwell Banker West

BRE: # 01352954

1061 Tierra Del Rey, Suite 301
Chula Vista   CA 91910

Cell/Direct: 619-254-7171 Efax: 866-204-9504 Stephanie@SanDiegoHomeSalesOnline.com

Our RSS Feeds
  • FHA Premium Reduction In Effect

    On January 26, 2015, the Federal Housing Administration’s (FHA) 50 basis point mortgage insurance premium (MIP) reduction goes into effect.  FHA expects a high volume of case number assignments beginning on the 26th, so lenders may experience slower than normal processing times.  For additional information, the FHA has posted frequently asked questions about the MIP reduction as well as case number cancellation instructions on its website. FHA Press... Read More

  • House Science Committee Drones Hearing

    On Wednesday, January 21, the House Science, Space, and Technology Committee (Chairman Lamar Smith, R-TX, and Ranking Member Eddie Bernice Johnson, D-TX) held a hearing on "Unmanned Aircraft Systems Research and Development" to discuss innovations in unmanned aircraft systems (UAS, or "drones"), the need for FAA rules on their commercial use, and the roadblocks to getting those rules promulgated.  NAR sent a letter of support for clear regulations from the FAA permitting the commercial use of drones in a way that is affordable for users and safe for their... Read More

  • CFPB Targets Kickbacks

    On Thursday January 22, 2015, the Consumer Financial Protection Bureau (CFPB) and the Maryland Attorney General ordered two banks to pay more the $37 million in fines for illegal payments for referrals under the guise of marketing and other agreements under the Real Estate Settlement Procedures Act (RESPA). These cases follow on the heels of other enforcement actions targeting disclosures and practices under the anti-kickback provisions of RESPA.  No one may give or accept anything of value for the referral of settlement services in residential transactions involving a mortgage.... Read More

  • EPA Publishes Water Science Report

    The Environmental Protection Agency's (EPA) Office of Research and Development released the final science report, Connectivity of Streams and Wetlands to Downstream Waters. The report concludes that streams, wetlands, and other open-waters influence the integrity of downstream waters through both structural and functional connections. EPA, along with other federal agencies and states, can use this scientific report to inform policy and regulatory decisions, including the Clean Water Rule being developed jointly by EPA and the U.S. Army Corps of Engineers. This... Read More

  • NAR Comments on FHLB Membership

    On January 9, 2015, NAR submitted comments to the Federal Housing Finance Agency on proposed membership rule changes to the Federal Home Loan Bank (FHLB) system to make sure that members maintain an ongoing commitment to homeownership. NAR policy supports the mission of the FHLBs and opposes changes that weaken the Banks as sources of mortgage liquidity. The Proposal made several changes to the requirements for becoming and remaining a member of the Federal Home Loan Bank System, which would impact the potential eligibility of some current and future members. Generally, NAR supports... Read More

  • TRIA Reauthorization Signed Into Law

    On Monday, January 12, the President signed H.R. 26, the Terrorism Risk Insurance Program Reauthorization Act of 2015, into law.  This law, which was passed by the House by a vote of 416-5 on January 7th and the Senate by a vote of 93-4 on January 8th, renews the Terrorism Risk Insurance Act (TRIA) for six years, through 2020.   The TRIA program expired on December 31, 2014, when the Senate failed to reauthorize it before adjourning for the year; while that was disappointing, leadership in both the House and Senate stated at the time that it would be a priority in the 114... Read More

  • New Resources for REALTORS® on Internet Security

    NAR’s Information Central has released a three-part report which recommends a number of security practices to help keep REALTORS® and their business safe online. The new Internet Security Best Practices Guide covers three areas: Basics of internet security including descriptions and differences between the various “buzzwords” (i.e. phishing, malware, Trojan horse) How to prevent malware installation and successful phishing What to do when you have been hacked? ... Read More

  • REALTORS® Join Coalition to Pass Patent Litigation Reform

    On January 15, NAR announced it joined the United for Patent Reform coalition to pursue comprehensive solutions to abusive patent litigation. The Coalition consists of a diverse group of American businesses from across a wide range of industries – technology, retail, hotels, grocers, restaurants and construction. Patent reform is crucial to REALTORS® as the real estate industry is more and more dependent on the use of information technology and software products to market properties and manage their businesses. Frivolous patent infringement lawsuits for REALTOR®... Read More

  • RESPA/TILA Changes Right around the Corner

    Originally published in RISMedia’s Real Estate magazine. While August 1 may still be six months away, now is the time to start thinking about the RESPA/TILA changes that will go into effect on that date. There will no longer be Good Faith Estimates (GFEs) or Truth in Lending disclosures. Those two forms have been combined into a single “Loan Estimate” or “LE.” However, this new form is not really an estimate in many respects since lenders will be held accountable to the exact charges listed and come within... Read More

  • President Proposes Stronger Data Privacy Laws

    In a speech to the Federal Trade Commission on Monday, January 12, President Obama unveiled new proposals to address how consumers’ personal data is handled. Among his proposals included “The Personal Data Notification & Protection Act” which clarifies and strengthens the obligations businesses have to notify customers when their personal information has been exposed including establishing a 30-day notification requirement from the discovery of a breach President Obama also highlighted the actions of Bank of America and JPMorganChase, who have joined a growing list of... Read More