Welcome

GIF_Cropped.gif I would like to welcome you to my comprehensive San Diego real estate website. No other site provides more detailed San Diego real estate market information than you’ll find here. 

I am a third generation Realtor® with over 45 years of combined experience.  In the real estate field, experience and level of service matter. To find out more about the caliber of service you will receive please visit my About and Testimonials pages.

 For buyers there is detailed area and neighborhood information and a great Multiple Listing search page. For sellers I provide information and data to help you to ready your home for market and to list it so it sells. 

"Experience a Higher Level of Service." 
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Stephanie Garcia

For Buyers For Sellers
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The San Diego real estate market is made up of diverse and interesting communities and neighborhoods. I’ll tell you about each of them and let you narrow your search to the very best for you.

Search Homes

My home search page is one of the most valuable tools on this site for both buyers and sellers. Keep your finger on the pulse of the market by visiting the real estate search page.

Find Nearby

  • Hospital
  • School
  • Pharmacy
  • Airport
  • Bank
  • Post Office
  • Nursing Home
  • Church
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Contact Info
Agent
Stephanie Garcia

Coldwell Banker West

BRE: # 01352954

1061 Tierra Del Rey, Suite 301
Chula Vista   CA 91910

Cell/Direct: 619-254-7171 Efax: 866-204-9504 Stephanie@SanDiegoHomeSalesOnline.com

Our RSS Feeds
  • Realtors® Say QRM Rule Will Provide Clarity in Housing Finance Market, Benefit Consumers

    WASHINGTON (October 21, 2014) – The following is a statement by National Association of Realtors® President Steve Brown: “NAR applauds the Federal Deposit Insurance Corporation for finalizing the Qualified Residential Mortgage rule today, which includes a broad definition of QRM and aligns with the Qualified Mortgage standard implemented earlier this year. “Realtors® are confident that the new QRM rule will encourage sound and financially prudent mortgage financing by lenders while also ensuring responsible homebuyers have access to safe and... Read More

  • QRM Mortgage Rule Could Ease Credit for Consumers

    No minimum down payment, as NAR sought The mortgage financing environment for households could improve as a result of a rule federal regulators are releasing starting today. The Federal Deposit Insurance Corporation is the first of six financial regulators to release the final version of the long-awaited qualified residential mortgage (QRM) rule, which stems from the big 2010 banking reform bill the federal government enacted after the financial crisis. The QRM rule provides a set of requirements a loan must meet to be considered a safe loan and eligible to be... Read More

  • NAR Meets With FAA on UAVs

    NAR recently met with Federal Aviation Administration (FAA) officials to discuss NAR's concerns and perspectives regarding the upcoming proposed rulemaking to regulate small Unmanned Aerial Vehicles (UAVs).   NAR encouraged the FAA to expedite this proposed rulemaking and quickly develop a regulatory framework for commercial use of UAV technology that addresses public safety and privacy concerns, but permits a commercial UAV industry to flourish and allows Realtors to safely use the technology if they choose to do so.  FAA officials stated that they were moving forward... Read More

  • NAR Supports Efforts To Improve Credit Liquidity

    On Oct. 13, 2014, NAR submitted comments on the Federal Housing Finance Agencies proposal to create a Single Security that could be guaranteed by either Fannie Mae or Freddie Mac (the government-sponsored enterprises or GSEs).  The multi-year development of a single GSE mortgage backed security (Single Security) is part of the development of the common secondary mortgage market securitization platform being developed by FHFA and the GSEs.  NAR has supported the development of the securitization structure, which functions like a utility, since last year.  Having a single GSE... Read More

  • FY 2015 Rural Housing Funds

    Funding for Rural Development’s Single Family Housing Guaranteed Loan program is now available for fiscal year (FY) 2015.  The funding received is based on a Continuing Appropriations Resolution, 2015 (P.L. 113-164, H.J. RES.124). Loans that were issued Conditional Commitments “subject to” commitment authority will be obligated on the Agency’s Guaranteed Loan System (GLS). If the loan has closed, the lender may submit their request for Loan Note Guarantee... Read More

  • FHA Letter on Note Sales

    On Oct. 16, 2014, President Steve Brown sent a letter to FHA Commissioner Carol Galante in response to member concerns about the Single Family Note Sales Program (SFLS).  Many REALTORS® are concerned that the program is auctioning large pools of mortgages to the highest bidder, in some cases without considering the investor’s ability to achieve homeownership preservation and affordable housing goals.  NAR provided recommendations to improve FHA’s pre-foreclosure sales process as well as place additional controls on the SFLS program to prioritize keeping owner-... Read More

  • Getting Out the REALTOR® Vote

    In this video webcast, NAR President Steve Brown and members of the NAR Government Affairs staff provide an overview of the 2014 midterm elections with a focus on NAR supported candidates and elections important to the future of the real estate business.

  • Bill Amending Condo Sales Requirements Signed

    On Sept. 26th, 2014, the President signed into law H.R 2600, a bill to amend the Interstate Land Sales Full Disclosure Act (ILSA) to clarify how the Act applies to condominiums. The Senate approved the measure by unanimous consent as one of the last items considered before it adjourned for the election recess.  H.R. 2600 (Grimm, R-NY; Maloney, D-NY) is the companion bill to S. 2101, introduced by Senators Schumer (D-NY) and Heller (R-NV). The House approved H.R. 2600 by a vote of 410-0 late in 2013. The measure takes effect 180 days from the date of the bill’s signing. As... Read More

  • SBA Asks EPA to Withdraw Water Rule

    The U.S. Small Business Administration, a federal agency responsible for protecting the interests of small businesses, has asked the Administration to withdraw a proposed rule that changes the scope of existing law without Congress’ authority and expand federal regulatory power under the Clean Water Act. In a letter to the U.S. Environmental Protection Agency (EPA) and the Army Corps of Engineers (Corps), the Office of Advocacy of the U.S. Small Business Administration (SBA) raised... Read More

  • Coalition Letter on FHA 203(K)

    On Sept. 26, 2014, the National Association of REALTORS®, along with the National Association of Homebuilders and the Mortgage Bankers Association, sent a letter to the Federal Housing Administration (FHA) in response to proposed changes to the 203(k) Rehabilitation Mortgage Insurance Program.  The 203(k) program provides financing to renovate older and damaged homes.  The coalition provided several recommendations to maintain the viability of the program and allow the revitalization of properties that might otherwise continue to deteriorate. ... Read More